"A bank, when operating as a Federal Home Loan Bank, Farm Credit Bank, or otherwise, has no independent right to foreclose against mortgages, credit card debt, or anything else." So begins this incredible piece of very intense research into the banking and credit laws of our nation. Meador thoroughly exposes the legal definitions and laws which explicitly authorize and govern such institutions. The laws are revealing and show something other than what we have been mislead to believe. Ever been foreclosed against? Know someone who has? This information STOPS some foreclosures in their tracks. 8 1/2 X 11 format and contains sample legal forms you can modify and use.